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Savings, CDs & IRAs

	Savings and Retirement Account Comparison Chart
	Regular Savings
	Money Market Savings
	Certificates of Deposit (CDs)
	Retirement Accounts and Education Savings Accounts
	Roth IRAs
	Traditional IRA

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Great Rates on CDs

Current CD Rates Specials:

Term	Rate	Minimum Deposit
6-Month	3.25%¹	$25,000
12-Month	3.50%¹	$25,000

Certificates of Deposit (CDs)

IronStone Bank CDs are as close to risk-free as you can get. And our rates are quite competitive. Better yet, if you're a Quest or UltraQuest customer, you can enjoy preferred rates on 6- to 17-month CDs of $5,000 or more.

Term	Rate	Minimum Deposit
7-31 Days	Fixed rate based on balance tiers	$2,500
32-181 Days	Fixed rate based on balance tiers	$500
182-364 Days Automatic Saver*	Fixed rate based on balance tiers	$500
6-17 Month Quest	Fixed rate based on balance tiers. Special rates for Quest and UltraQuest customers.	$5,000
12-60 Months	Fixed rate based on balance tiers	$500

Call us toll-free at
1.866.IB DIRECT
(1.866.423.4732), or...

E-mail IronStone Bank

	Checking Accounts
	Visa Check Card
	Tiered Money Market Savings
	Personal Online Banking
	Regular Savings

For more information or to open an account, stop by your local branch or call us at
1.866.IB DIRECT (1.866.423.4732).

You may also e-mail us.

¹ APY (Annual Percentage Yield) is accurate as of 11/10/2008. Minimum balance required to obtain the APY is $25,000. Penalty may be imposed for early withdrawal. No brokered CDs accepted. CD promotional rates are available for new money only. Limited time offer that may be withdrawn or changed at any time without notice. Other restrictions and fees may apply. Account openings are subject to Bank approval.

* You may make additional deposits of $50 or more to 6-Month CDs.


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