Professional Checking
This specially structured checking package is tailored to cover the high transaction volume and needs of medical, dental and other healthcare practices. Business online banking with bill payment is included at no extra charge. And you can use our ACH origination service to initiate up to two ACH files and 25 transactions every month at no extra charge.2
Low monthly maintenance fee: A monthly maintenance fee of $50 enables you to have as many as 1,000 transactions each month with no extra per-item fee.3
Or choose no monthly maintenance fee: You can avoid the monthly fee altogether by keeping an average daily balance of $25,000 in your Professional Checking account - $75,000 in combined daily balances in linked checking, money market, savings accounts and CDs opened under the same tax identification number.
Plus for no extra charge receive
Business Online Banking PLUS with bill payment: Transact your banking more efficiently, accessing account information and initiating transactions through this fast, secure and easy Web-based service.
And many extras
- Waived fee for BOB Wire Module.
- Waived fee for BOB Current Day Module: Wire.
- Waived fee for CD-ROM.
- Waived fee for CD-ROM Maintenance.
- Waived fee for first CD-ROM 1,000 items4.
- Preferred interest rates on new loans and CDs.
- Discount on loan origination fees.
- Discount on merchant services and equipment.
- No annual fee on any IronStone Bank business or personal credit card including our specially designed IronStone Bank Medical Visa Platinum card.
- No annual fee on Visa Business Check Card.
- First order free of standard three-to-a-page business checks, binder, deposit slips and endorsement stamp.
- Free initial supply of 75 disposable night deposit bags.
- No annual fee on 3"x5" safe deposit box (or credit toward larger box), subject to availability.
- Complimentary review of business and personal property and casualty coverage by IronStone Bank insurance professionals5.
- No monthly maintenance fee on one personal QuestSM premium checking account (or other IronStone Bank’s personal checking account).
All other fees apply as outlined in the Miscellaneous Fees section of the Disclosure of Products and Fees, Business Accounts and Services for Business Quest customers.
